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    Bonjour , **Le mois de juin a été riche en actualité. Faisons le point.**
    
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---------?=_22193-1893195264117
Content-Transfer-Encoding: quoted-printable
Content-Type: text/plain; charset=UTF-8

[Afficher dans le navigateur](http://r.lyadis.net/mk/mr/sh/7nVTPdZCTJDXPP6I=
IGwWgeH5UnVG9a6/yGSCUW8wdgAc)

Bonjour=C2=A0,=20

**Le mois de juin a =C3=A9t=C3=A9 riche en actualit=C3=A9. Faisons le point=
.**

=C2=A0

Au programme de cette newsletter=E2=80=AF: des **actus juridiques** =C3=A0 =
ne pas manquer !

=C2=A0

Bonne lecture !

R=C3=A9novation =C3=A9nergetique
----------------------

De plus, la bonification applicable aux fiches d'op=C3=A9rations li=C3=A9es=
 =C3=A0 la **r=C3=A9novation thermique d'ampleur d'une maison individuelle =
existante** et =C3=A0 la r=C3=A9novation d'ampleur d'un appartement (en Fra=
nce m=C3=A9tropolitaine)=C2=A0est revaloris=C3=A9=C2=A0: =C3=97 4 pour les =
m=C3=A9nages aux ressources modestes pour les op=C3=A9rations valorisables =
par l'Agence nationale de l'habitat, et =C3=97 2 pour les m=C3=A9nages aux =
ressources modestes pour les autres op=C3=A9rations.

=C2=A0

Fiches et contr=C3=B4le=E2=80=AF:=C2=A0=C2=A0

[https://www.legifrance.gouv.fr/jorf/id/JORFTEXT000051661770](https://www.l=
egifrance.gouv.fr/jorf/id/JORFTEXT000051661770)=C2=A0

[https://www.legifrance.gouv.fr/jorf/id/JORFTEXT000051714729](https://www.l=
egifrance.gouv.fr/jorf/id/JORFTEXT000051714729)=C2=A0=C2=A0

Bonification=E2=80=AF:=C2=A0=C2=A0

[https://www.legifrance.gouv.fr/jorf/id/JORFTEXT000051735115](https://www.l=
egifrance.gouv.fr/jorf/id/JORFTEXT000051735115)=C2=A0=C2=A0

Mais en plus des annonces, de nouveaux engagements et garanties applicables=
 aux mandataires dans l'exercice de leurs activit=C3=A9s de perception de f=
onds pour le compte des demandeurs de subvention ont =C3=A9t=C3=A9 mis en p=
lace (et cela est pass=C3=A9 beaucoup plus inaper=C3=A7u=E2=80=AF!).=C2=A0

=C2=A0

Voir les textes sur les engagements et garanties=E2=80=AF:=C2=A0

[https://www.legifrance.gouv.fr/jorf/id/JORFTEXT000051745641](https://www.l=
egifrance.gouv.fr/jorf/id/JORFTEXT000051745641)=C2=A0

[https://www.legifrance.gouv.fr/jorf/id/JORFTEXT000051745653](https://www.l=
egifrance.gouv.fr/jorf/id/JORFTEXT000051745653)=C2=A0

Ce mois-ci=C2=A0un arr=C3=AAt=C3=A9 d=C3=A9finit les dispositions technique=
s et les proc=C3=A9dures de s=C3=A9curisation contre la fraude relative aux=
 diagnostics, aux logiciels les =C3=A9tablissant et =C3=A0 leurs modalit=C3=
=A9s de transmissions =C3=A0 l'observatoire des diagnostics de performance =
=C3=A9nerg=C3=A9tique.=C2=A0

Un autre arr=C3=AAt=C3=A9 pr=C3=A9voit quant =C3=A0 lui les exigences de co=
mp=C3=A9tences et les crit=C3=A8res de certification des diagnostiqueurs in=
tervenant dans le domaine du diagnostic de performance =C3=A9nerg=C3=A9tiqu=
e.=C2=A0

=C2=A0

Voir les arr=C3=AAt=C3=A9s=C2=A0=C2=A0

[https://www.legifrance.gouv.fr/jorf/id/JORFTEXT000051754449](https://www.l=
egifrance.gouv.fr/jorf/id/JORFTEXT000051754449)=C2=A0

[https://www.legifrance.gouv.fr/jorf/id/JORFTEXT000051754436](https://www.l=
egifrance.gouv.fr/jorf/id/JORFTEXT000051754436)=C2=A0


*New!*

**Le syndic d=E2=80=99int=C3=A9r=C3=AAt collectif**
---------------------------------

L=E2=80=99article 18-3 de la loi de 1965 pr=C3=A9voit l=E2=80=99agr=C3=A9me=
nt des syndics d=E2=80=99int=C3=A9r=C3=AAt collectif pouvant intervenir dan=
s les copropri=C3=A9t=C3=A9s dites en difficult=C3=A9s.=C2=A0

Le d=C3=A9cret d=E2=80=99application visant =C3=A0 d=C3=A9finir les conditi=
ons d'obtention de l'agr=C3=A9ment de syndic d'int=C3=A9r=C3=AAt collectif =
pr=C3=A9vu ainsi que de la proc=C3=A9dure de contr=C3=B4le et de retrait du=
dit agr=C3=A9ment est publi=C3=A9.

Un dossier technique doit =C3=AAtre pr=C3=A9sent=C3=A9 au repr=C3=A9sentant=
 de l=E2=80=99Etat dans le d=C3=A9partement.=C2=A0

L=E2=80=99agr=C3=A9ment est valable pour une dur=C3=A9e de 5 ans.

[ Voir toutes les modalit=C3=A9s d=E2=80=99agr=C3=A9ment et de contr=C3=B4l=
e=C2=A0](https://www.legifrance.gouv.fr/jorf/id/JORFTEXT000051709833)


*New!*

**=C2=A0****Emprunt collectif**
--------------------------

L=E2=80=99emprunt collectif existe depuis plusieurs ann=C3=A9es, mais dans =
la pratique, il est peu (voir pas) utilis=C3=A9 car les modalit=C3=A9s de r=
ecours sont complexes, et les offres bancaires quasi-inexistantes.=C2=A0

Un nouveau d=C3=A9cret vient d=C3=A9finir les conditions dans lesquelles un=
 syndicat de copropri=C3=A9taires doit fournir =C3=A0 l'=C3=A9tablissement =
pr=C3=AAteur, lorsque ce dernier lui en fait la demande, les informations e=
t pi=C3=A8ces justificatives dans le cadre d'une demande de pr=C3=AAt colle=
ctif. Ces informations doivent =C3=AAtre n=C3=A9cessaires, suffisantes et p=
roportionn=C3=A9es pour appr=C3=A9cier la capacit=C3=A9 du syndicat de copr=
opri=C3=A9taires =C3=A0 remplir ses obligations.

[ Voir les informations devant =C3=AAtre communiqu=C3=A9es=C2=A0=C3=A0 l=E2=
=80=99=C3=A9tablissement bancaire=C2=A0](https://www.legifrance.gouv.fr/jor=
f/id/JORFTEXT000051698626)


###**Transformation des bureaux et autres b=C3=A2timents en logements**

Nouvelle tentative de cr=C3=A9ation de logements par le gouvernement=C2=A0:=
 comment faciliter la transformation de bureaux en logements ou comment cr=
=C3=A9er des logements sans construire=C2=A0?

La loi du 16 juin 2025 pr=C3=A9voit plusieurs pistes=C2=A0:


- Faciliter les autorisations d=E2=80=99urbanisme pour le changement de des=
tination d=E2=80=99un b=C3=A2timent ayant une destination autre que d'habit=
ation en b=C3=A2timent =C3=A0 destination principale d'habitation=C2=A0;
=C2=A0=20
- R=C3=A9duire la majorit=C3=A9 applicable en assembl=C3=A9e g=C3=A9n=C3=A9=
rale de copropri=C3=A9t=C3=A9 pour modifier la destination tertiaires des p=
arties privatives (hors les locaux commerciaux), passant de l=E2=80=99unani=
mit=C3=A9 =C3=A0 la majorit=C3=A9 de l=E2=80=99article 24 (=C2=AB=C2=A0Lors=
que la modification de la destination de parties privatives =C3=A0 usage au=
tre que d'habitation, =C3=A0 l'exception des locaux commerciaux, en locaux =
d'habitation contrevient =C3=A0 la destination de l'immeuble, elle est soum=
ise =C3=A0 l'approbation de l'assembl=C3=A9e g=C3=A9n=C3=A9rale, qui statue=
 =C3=A0 la majorit=C3=A9 pr=C3=A9vue =C3=A0 l'article 24.=C2=A0=C2=BB). La =
modification de la r=C3=A9partition des charges est =C3=A9galement facilit=
=C3=A9e.=20
Voir la loi=C2=A0=C2=A0

[https://www.legifrance.gouv.fr/jorf/id/JORFTEXT000051745438](https://www.l=
egifrance.gouv.fr/jorf/id/JORFTEXT000051745438)=C2=A0=C2=A0


Taux d'int=C3=A9r=C3=AAt l=C3=A9gal
--------------------

Pour le second semestre 2025, le taux de l'int=C3=A9r=C3=AAt l=C3=A9gal est=
 fix=C3=A9 :=C2=A0
1=C2=B0 Pour les cr=C3=A9ances des personnes physiques n'agissant pas pour =
des besoins professionnels : =C3=A0 6,65=E2=80=AF% ;=C2=A0
2=C2=B0 Pour tous les autres cas : =C3=A0 2,76 %.=C2=A0

=C2=A0

Source : [Arr=C3=AAt=C3=A9 du 19 juin 2025 relatif =C3=A0 la fixation du ta=
ux de l'int=C3=A9r=C3=AAt l=C3=A9gal - L=C3=A9gifrance](https://www.legifra=
nce.gouv.fr/jorf/id/JORFTEXT000051783186)

=C2=A0


Indices de r=C3=A9vision=C2=A0
--------------------

des loyers
----------

L=E2=80=99ILAT, l=E2=80=99ICC et l=E2=80=99ILC sont fix=C3=A9s pour le 1e t=
rimestre 2025.=C2=A0

=C2=A0

Retrouvez l=E2=80=99=C3=A9volution des indices=E2=80=AF: [Indices des loyer=
s (IRL, ICC, ILAT, ILC) - Lyadis](https://www.lyadis.com/indices-des-loyers=
-irl-icc-ilat-ilc/#1647270226154-22716c9b-82754202-f808)=C2=A0=C2=A0


**Loyer 1948=C2=A0**
---------------

Les augmentations des loyers des locaux d'habitation r=C3=A9gis par la loi =
du 1er=E2=80=AFseptembre 1948 interviennent chaque ann=C3=A9e au 1e juillet=
, et sont d=C3=A9termin=C3=A9es par d=C3=A9cret.=C2=A0=C2=A0

Ce d=C3=A9cret majore les prix de base au m=C3=A8tre carr=C3=A9 permettant =
de d=C3=A9terminer la valeur locative r=C3=A9sultant du produit de la surfa=
ce corrig=C3=A9e par le prix de base au m=C3=A8tre carr=C3=A9 de chacune de=
s cat=C3=A9gories. La surface corrig=C3=A9e est obtenue en affectant la sup=
erficie des pi=C3=A8ces habitables et celles des autres parties du logement=
 de correctifs afin qu'il soit tenu compte, notamment, de la hauteur sous-p=
lafond, de l'=C3=A9clairement, de l'ensoleillement et des vues de chacune d=
es pi=C3=A8ces habitables ainsi que des caract=C3=A9ristiques particuli=C3=
=A8res des autres parties du local.=C2=A0

=C2=A0

Voir les valeurs locatives mensuelles=C2=A0=C2=A0

[D=C3=A9cret n=C2=B0 2025-592 du 27 juin 2025 modifiant le d=C3=A9cret n=C2=
=B0 48-1881 du 10 d=C3=A9cembre 1948 d=C3=A9terminant les prix de base au m=
=C3=A8tre carr=C3=A9 des locaux d'habitation ou =C3=A0 usage professionnel =
- L=C3=A9gifrance](https://www.legifrance.gouv.fr/jorf/id/JORFTEXT000051808=
915)=C2=A0


=F0=9F=93=9E [04 81 65 63 12](tel:+33481656312)

=F0=9F=93=AB [info@lyadis-immobilier.com](mailto:info@lyadis-immobilier.com=
?subject=3DDemande%20d'informations%20LYADIS%20Immobilier)


LYADIS

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e=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"table-layout: fix=
ed; width: 100%;"><tr><td valign=3D"top" class=3D"r7-i" style=3D"padding-le=
ft: 10px; padding-right: 10px;"> <table width=3D"100%" cellspacing=3D"0" ce=
llpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td class=3D"r8-c nl=
2go-default-textstyle" align=3D"center" style=3D"color: #10384a; font-famil=
y: Roboto; font-size: 14px; line-height: 1.5; word-break: break-word; paddi=
ng-bottom: 5px; padding-left: 30px; padding-right: 30px; text-align: center=
;"> <div><p style=3D"margin: 0;"><a href=3D"http://r.lyadis.net/mk/mr/sh/7n=
VTPdZCTJDXPP6IIGwWgeH5UnVG9a6/yGSCUW8wdgAc" style=3D"color: #00a8ca; font-s=
tyle: normal; font-weight: normal; text-decoration: underline;"><span style=
=3D"font-size: 11px;">Afficher dans le navigateur</span></a></p></div> </td=
> </tr></table></td> </tr></table></th> </tr></table></td> </tr></table></t=
d> </tr></table><table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" rol=
e=3D"presentation" width=3D"600" align=3D"center" class=3D"r3-o" style=3D"t=
able-layout: fixed; width: 600px;"><tr><td valign=3D"top" class=3D"r9-i" st=
yle=3D"background-color: #ffffff;"> <table cellspacing=3D"0" cellpadding=3D=
"0" border=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" clas=
s=3D"r0-o" style=3D"table-layout: fixed; width: 100%;"><tr><td class=3D"r11=
-i" style=3D"background-color: #ffffff; padding-bottom: 20px; padding-top: =
20px;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D=
"0" role=3D"presentation"><tr><th width=3D"100%" valign=3D"top" class=3D"r5=
-c" style=3D"font-weight: normal;"> <table cellspacing=3D"0" cellpadding=3D=
"0" border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6-o" style=
=3D"table-layout: fixed; width: 100%;"><tr><td valign=3D"top" class=3D"r7-i=
" style=3D"padding-left: 15px; padding-right: 15px;"> <table width=3D"100%"=
 cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr=
><td class=3D"r12-c" align=3D"center" style=3D"valign: top;"> <a href=3D"ht=
tp://r.lyadis.net/mk/cl/f/sh/7nVU1aA2nfsTT5wbLUeryEzFJRBD4jK/MH8rxNc-2IM5" =
target=3D"_blank" style=3D"color: #00a8ca; font-style: normal; font-weight:=
 normal; text-decoration: underline;" sib_link_id=3D"0" templating=3D"n"> <=
img src=3D"https://img.lyadis.net/im/sh/su11QPp85yPP.png?u=3D2BpAyz2gMiWncc=
bixjJF0wlp8RcUxdJHjG" width=3D"570" alt=3D"Lyadis, agence de Digital Learni=
ng" title=3D"Lyadis, agence de Digital Learning" border=3D"0" style=3D"disp=
lay: block; width: 100%;" sib_img_id=3D"0"></a> </td> </tr></table></td> </=
tr></table></th> </tr></table></td> </tr></table><table cellspacing=3D"0" c=
ellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" align=3D=
"center" class=3D"r0-o" style=3D"table-layout: fixed; width: 100%;"><tr><td=
 class=3D"r13-i" style=3D"background-color: #ffffff;"> <table width=3D"100%=
" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><t=
r><th width=3D"100%" valign=3D"top" class=3D"r5-c" style=3D"font-weight: no=
rmal;"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"pre=
sentation" width=3D"100%" class=3D"r6-o" style=3D"table-layout: fixed; widt=
h: 100%;"><tr><td valign=3D"top" class=3D"r7-i" style=3D"padding-left: 15px=
; padding-right: 15px;"> <table width=3D"100%" cellspacing=3D"0" cellpaddin=
g=3D"0" border=3D"0" role=3D"presentation"><tr><td class=3D"r14-c nl2go-def=
ault-textstyle" align=3D"left" style=3D"color: #10384a; font-family: Roboto=
; font-size: 14px; line-height: 1.5; word-break: break-word; padding-bottom=
: 5px; padding-top: 15px; text-align: left; valign: top;"> <div><p style=3D=
"margin: 0;"><span style=3D"font-family: 'open sans';">Bonjour=C2=A0,</span=
></p></div> </td> </tr><tr><td class=3D"r15-c nl2go-default-textstyle" alig=
n=3D"left" style=3D"color: #10384a; font-family: Roboto; font-size: 14px; l=
ine-height: 1.5; word-break: break-word; padding-bottom: 15px; padding-top:=
 15px; text-align: left; valign: top;"> <div><p style=3D"margin: 0;"><span =
style=3D"font-family: 'open sans';"><strong>Le mois de juin a =C3=A9t=C3=A9=
 riche en actualit=C3=A9. Faisons le point.</strong></span></p><p style=3D"=
margin: 0;">=C2=A0</p><p style=3D"margin: 0;"><span style=3D"font-family: '=
open sans';">Au programme de cette newsletter=E2=80=AF: </span><span style=
=3D"color: #073042; font-family: 'open sans';">des <strong>actus juridiques=
</strong> =C3=A0 ne pas manquer !</span></p><p style=3D"margin: 0;">=C2=A0<=
/p><p style=3D"margin: 0;"><span style=3D"font-family: 'open sans';">Bonne =
lecture !</span></p></div> </td> </tr></table></td> </tr></table></th> </tr=
></table></td> </tr></table><table cellspacing=3D"0" cellpadding=3D"0" bord=
er=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" class=3D"r0-=
o" style=3D"table-layout: fixed; width: 100%;"><tr><td class=3D"r16-i" styl=
e=3D"background-color: #f9f9f9;"> <table width=3D"100%" cellspacing=3D"0" c=
ellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><th width=3D"100%" =
valign=3D"top" class=3D"r5-c" style=3D"background-color: #ffffff; font-weig=
ht: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=
=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"table-layout: fixe=
d; width: 100%;"><tr><td valign=3D"top" class=3D"r17-i" style=3D"background=
-color: #ffffff; padding-left: 15px; padding-right: 15px;"> <table width=3D=
"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentatio=
n"><tr><td class=3D"r18-c nl2go-default-textstyle" align=3D"left" style=3D"=
color: #10384a; font-family: Roboto; font-size: 14px; line-height: 1.5; wor=
d-break: break-word; padding-top: 15px; text-align: left; valign: top;"> <d=
iv><h2 class=3D"default-heading2" style=3D"margin: 0; color: #00a8ca; font-=
family: Roboto,Arial; font-size: 22px; word-break: break-word;"><span style=
=3D"color: #073042;">R=C3=A9novation =C3=A9nergetique</span></h2></div> </t=
d> </tr></table></td> </tr></table></th> </tr></table></td> </tr></table><t=
able cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"=
 width=3D"100%" align=3D"center" class=3D"r0-o" style=3D"table-layout: fixe=
d; width: 100%;"><tr><td class=3D"r13-i" style=3D"background-color: #ffffff=
;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
role=3D"presentation"><tr><th width=3D"100%" valign=3D"top" class=3D"r5-c" =
style=3D"font-weight: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"t=
able-layout: fixed; width: 100%;"><tr><td valign=3D"top" class=3D"r7-i" sty=
le=3D"padding-left: 15px; padding-right: 15px;"> <table width=3D"100%" cell=
spacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td =
class=3D"r19-c" align=3D"center" style=3D"font-size: 0px; line-height: 0px;=
 padding-bottom: 15px; padding-top: 15px; valign: top;"> <img src=3D"https:=
//img.lyadis.net/im/sh/WYSzNy832Pcq.png?u=3D2BpAyz2gMiWnceUiUEcDaBDrUlQfK86=
1fm" width=3D"570" border=3D"0" style=3D"display: block; width: 100%;" sib_=
img_id=3D"1"></td> </tr></table></td> </tr></table></th> </tr></table></td>=
 </tr></table><table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=
=3D"presentation" width=3D"100%" align=3D"center" class=3D"r0-o" style=3D"t=
able-layout: fixed; width: 100%;"><tr><td class=3D"r13-i" style=3D"backgrou=
nd-color: #ffffff;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D=
"0" border=3D"0" role=3D"presentation"><tr><th width=3D"100%" valign=3D"top=
" class=3D"r5-c" style=3D"font-weight: normal;"> <table cellspacing=3D"0" c=
ellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" class=3D=
"r6-o" style=3D"table-layout: fixed; width: 100%;"><tr><td valign=3D"top" c=
lass=3D"r7-i" style=3D"padding-left: 15px; padding-right: 15px;"> <table wi=
dth=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"prese=
ntation"><tr><td class=3D"r15-c nl2go-default-textstyle" align=3D"left" sty=
le=3D"color: #10384a; font-family: Roboto; font-size: 14px; line-height: 1.=
5; word-break: break-word; padding-bottom: 15px; padding-top: 15px; text-al=
ign: left; valign: top; word-wrap: break-word;"> <div><p style=3D"margin: 0=
;">De plus, la bonification applicable aux fiches d'op=C3=A9rations li=C3=
=A9es =C3=A0 la <strong>r=C3=A9novation thermique d'ampleur d'une maison in=
dividuelle existante</strong> et =C3=A0 la r=C3=A9novation d'ampleur d'un a=
ppartement (en France m=C3=A9tropolitaine)=C2=A0est revaloris=C3=A9=C2=A0: =
=C3=97 4 pour les m=C3=A9nages aux ressources modestes pour les op=C3=A9rat=
ions valorisables par l'Agence nationale de l'habitat, et =C3=97 2 pour les=
 m=C3=A9nages aux ressources modestes pour les autres op=C3=A9rations.</p><=
p style=3D"margin: 0;">=C2=A0</p><p style=3D"margin: 0; font-style: normal;=
 font-weight: 400; text-decoration-style: initial; text-decoration-thicknes=
s: initial;">Fiches et contr=C3=B4le=E2=80=AF:=C2=A0=C2=A0</p><p style=3D"m=
argin: 0; font-style: normal; font-weight: 400; text-decoration-style: init=
ial; text-decoration-thickness: initial;"><a href=3D"http://r.lyadis.net/mk=
/cl/f/sh/7nVU1aA2nfuMScRuK3tK0bJ3Tnfzofq/E0Gfc_0EcUOD" target=3D"_blank" st=
yle=3D"color: #00a8ca; font-style: normal; font-weight: normal; text-decora=
tion: underline;" sib_link_id=3D"1" templating=3D"n"><u>https://www.legifra=
nce.gouv.fr/jorf/id/JORFTEXT000051661770</u></a>=C2=A0</p><p style=3D"margi=
n: 0; font-style: normal; font-weight: 400; text-decoration-style: initial;=
 text-decoration-thickness: initial;"><a href=3D"http://r.lyadis.net/mk/cl/=
f/sh/7nVU1aA2nfwFS8xDId7m2xcreAAmYcM/zAhcRkPbLGTK" target=3D"_blank" style=
=3D"color: #00a8ca; font-style: normal; font-weight: normal; text-decoratio=
n: underline;" sib_link_id=3D"2" templating=3D"n"><u>https://www.legifrance=
.gouv.fr/jorf/id/JORFTEXT000051714729</u></a>=C2=A0=C2=A0</p><p style=3D"ma=
rgin: 0; font-style: normal; font-weight: 400; text-decoration-style: initi=
al; text-decoration-thickness: initial;">Bonification=E2=80=AF:=C2=A0=C2=A0=
</p><p style=3D"margin: 0; font-style: normal; font-weight: 400; text-decor=
ation-style: initial; text-decoration-thickness: initial;"><a href=3D"http:=
//r.lyadis.net/mk/cl/f/sh/7nVU1aA2nfy8RfSWHCME5JwfoWfZIYs/VV4wJ0g1azHT" tar=
get=3D"_blank" style=3D"color: #00a8ca; font-style: normal; font-weight: no=
rmal; text-decoration: underline;" sib_link_id=3D"3" templating=3D"n"><u>ht=
tps://www.legifrance.gouv.fr/jorf/id/JORFTEXT000051735115</u></a>=C2=A0=C2=
=A0</p></div> </td> </tr></table></td> </tr></table></th> </tr></table></td=
> </tr></table><table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=
=3D"presentation" width=3D"100%" align=3D"center" class=3D"r0-o" style=3D"t=
able-layout: fixed; width: 100%;"><tr><td class=3D"r13-i" style=3D"backgrou=
nd-color: #ffffff;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D=
"0" border=3D"0" role=3D"presentation"><tr><th width=3D"100%" valign=3D"top=
" class=3D"r5-c" style=3D"font-weight: normal;"> <table cellspacing=3D"0" c=
ellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" class=3D=
"r6-o" style=3D"table-layout: fixed; width: 100%;"><tr><td valign=3D"top" c=
lass=3D"r7-i" style=3D"padding-left: 15px; padding-right: 15px;"> <table wi=
dth=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"prese=
ntation"><tr><td class=3D"r19-c" align=3D"center" style=3D"font-size: 0px; =
line-height: 0px; padding-bottom: 15px; padding-top: 15px; valign: top;"> <=
img src=3D"https://img.lyadis.net/im/sh/Wmqxz9BUeO0n.png?u=3D2BpAyz2gMiWncg=
Ni0jvC9Pftr5EpgcslcI" width=3D"570" border=3D"0" style=3D"display: block; w=
idth: 100%;" sib_img_id=3D"2"></td> </tr></table></td> </tr></table></th> <=
/tr></table></td> </tr></table><table cellspacing=3D"0" cellpadding=3D"0" b=
order=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" class=3D"=
r0-o" style=3D"table-layout: fixed; width: 100%;"><tr><td class=3D"r13-i" s=
tyle=3D"background-color: #ffffff;"> <table width=3D"100%" cellspacing=3D"0=
" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><th width=3D"100=
%" valign=3D"top" class=3D"r5-c" style=3D"font-weight: normal;"> <table cel=
lspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=
=3D"100%" class=3D"r6-o" style=3D"table-layout: fixed; width: 100%;"><tr><t=
d valign=3D"top" class=3D"r7-i" style=3D"padding-left: 15px; padding-right:=
 15px;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=
=3D"0" role=3D"presentation"><tr><td class=3D"r15-c nl2go-default-textstyle=
" align=3D"left" style=3D"color: #10384a; font-family: Roboto; font-size: 1=
4px; line-height: 1.5; word-break: break-word; padding-bottom: 15px; paddin=
g-top: 15px; text-align: left; valign: top; word-wrap: break-word;"> <div><=
p style=3D"margin: 0;">Mais en plus des annonces, de nouveaux engagements e=
t garanties applicables aux mandataires dans l'exercice de leurs activit=C3=
=A9s de perception de fonds pour le compte des demandeurs de subvention ont=
 =C3=A9t=C3=A9 mis en place (et cela est pass=C3=A9 beaucoup plus inaper=C3=
=A7u=E2=80=AF!).=C2=A0</p><p style=3D"margin: 0;">=C2=A0</p><p style=3D"mar=
gin: 0; font-style: normal; font-weight: 400; text-decoration-style: initia=
l; text-decoration-thickness: initial;">Voir les textes sur les engagements=
 et garanties=E2=80=AF:=C2=A0</p><p style=3D"margin: 0; font-style: normal;=
 font-weight: 400; text-decoration-style: initial; text-decoration-thicknes=
s: initial;"><a href=3D"http://r.lyadis.net/mk/cl/f/sh/7nVU1aA2ng01RBxpFlag=
7gGTytAM2VO/lYOLlgiQ83Ar" target=3D"_blank" style=3D"color: #00a8ca; font-s=
tyle: normal; font-weight: normal; text-decoration: underline;" sib_link_id=
=3D"4" templating=3D"n"><u>https://www.legifrance.gouv.fr/jorf/id/JORFTEXT0=
00051745641</u></a>=C2=A0</p><p style=3D"margin: 0; font-style: normal; fon=
t-weight: 400; text-decoration-style: initial; text-decoration-thickness: i=
nitial;"><a href=3D"http://r.lyadis.net/mk/cl/f/sh/7nVU1aA2ng1uQiT8EKp8A2aI=
9Ff8mRu/XCzsa14sexXo" target=3D"_blank" style=3D"color: #00a8ca; font-style=
: normal; font-weight: normal; text-decoration: underline;" sib_link_id=3D"=
5" templating=3D"n"><u>https://www.legifrance.gouv.fr/jorf/id/JORFTEXT00005=
1745653</u></a>=C2=A0</p></div> </td> </tr></table></td> </tr></table></th>=
 </tr></table></td> </tr></table><table cellspacing=3D"0" cellpadding=3D"0"=
 border=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" class=
=3D"r0-o" style=3D"table-layout: fixed; width: 100%;"><tr><td class=3D"r13-=
i" style=3D"background-color: #ffffff;"> <table width=3D"100%" cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><th width=
=3D"100%" valign=3D"top" class=3D"r5-c" style=3D"font-weight: normal;"> <ta=
ble cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" =
width=3D"100%" class=3D"r6-o" style=3D"table-layout: fixed; width: 100%;"><=
tr><td valign=3D"top" class=3D"r7-i" style=3D"padding-left: 15px; padding-r=
ight: 15px;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" bor=
der=3D"0" role=3D"presentation"><tr><td class=3D"r19-c" align=3D"center" st=
yle=3D"font-size: 0px; line-height: 0px; padding-bottom: 15px; padding-top:=
 15px; valign: top;"> <img src=3D"https://img.lyadis.net/im/sh/zwzI1NClC4EH=
.png?u=3D2BpAyz2gMiWnciGhXFEAie7wDP3037fVYo" width=3D"570" border=3D"0" sty=
le=3D"display: block; width: 100%;" sib_img_id=3D"3"></td> </tr></table></t=
d> </tr></table></th> </tr></table></td> </tr></table><table cellspacing=3D=
"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" ali=
gn=3D"center" class=3D"r0-o" style=3D"table-layout: fixed; width: 100%;"><t=
r><td class=3D"r13-i" style=3D"background-color: #ffffff;"> <table width=3D=
"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentatio=
n"><tr><th width=3D"100%" valign=3D"top" class=3D"r5-c" style=3D"font-weigh=
t: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=
=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"table-layout: fixe=
d; width: 100%;"><tr><td valign=3D"top" class=3D"r7-i" style=3D"padding-lef=
t: 15px; padding-right: 15px;"> <table width=3D"100%" cellspacing=3D"0" cel=
lpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td class=3D"r15-c nl=
2go-default-textstyle" align=3D"left" style=3D"color: #10384a; font-family:=
 Roboto; font-size: 14px; line-height: 1.5; word-break: break-word; padding=
-bottom: 15px; padding-top: 15px; text-align: left; valign: top; word-wrap:=
 break-word;"> <div><p style=3D"margin: 0;">Ce mois-ci=C2=A0un arr=C3=AAt=
=C3=A9 d=C3=A9finit les dispositions techniques et les proc=C3=A9dures de s=
=C3=A9curisation contre la fraude relative aux diagnostics, aux logiciels l=
es =C3=A9tablissant et =C3=A0 leurs modalit=C3=A9s de transmissions =C3=A0 =
l'observatoire des diagnostics de performance =C3=A9nerg=C3=A9tique.=C2=A0<=
/p><p style=3D"margin: 0; font-style: normal; font-weight: 400; text-decora=
tion-style: initial; text-decoration-thickness: initial;">Un autre arr=C3=
=AAt=C3=A9 pr=C3=A9voit quant =C3=A0 lui les exigences de comp=C3=A9tences =
et les crit=C3=A8res de certification des diagnostiqueurs intervenant dans =
le domaine du diagnostic de performance =C3=A9nerg=C3=A9tique.=C2=A0</p><p =
style=3D"margin: 0; font-style: normal; font-weight: 400; text-decoration-s=
tyle: initial; text-decoration-thickness: initial;">=C2=A0</p><p style=3D"m=
argin: 0; font-style: normal; font-weight: 400; text-decoration-style: init=
ial; text-decoration-thickness: initial;">Voir les arr=C3=AAt=C3=A9s=C2=A0=
=C2=A0</p><p style=3D"margin: 0; font-style: normal; font-weight: 400; text=
-decoration-style: initial; text-decoration-thickness: initial;"><a href=3D=
"http://r.lyadis.net/mk/cl/f/sh/7nVU1aA2ng3nQEyRCu3aCOu6Jc9vWOQ/PXTUtE_8tEP=
O" target=3D"_blank" style=3D"color: #00a8ca; font-style: normal; font-weig=
ht: normal; text-decoration: underline;" sib_link_id=3D"6" templating=3D"n"=
><u>https://www.legifrance.gouv.fr/jorf/id/JORFTEXT000051754449</u></a>=C2=
=A0</p><p style=3D"margin: 0; font-style: normal; font-weight: 400; text-de=
coration-style: initial; text-decoration-thickness: initial;"><a href=3D"ht=
tp://r.lyadis.net/mk/cl/f/sh/7nVU1aA2ng5gPlTkBTI2ElDuTyeiGKw/V714cIdqqFZY" =
target=3D"_blank" style=3D"color: #00a8ca; font-style: normal; font-weight:=
 normal; text-decoration: underline;" sib_link_id=3D"7" templating=3D"n"><u=
>https://www.legifrance.gouv.fr/jorf/id/JORFTEXT000051754436</u></a>=C2=A0<=
/p></div> </td> </tr></table></td> </tr></table></th> </tr></table></td> </=
tr></table><table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"=
presentation" width=3D"100%" align=3D"center" class=3D"r0-o" style=3D"table=
-layout: fixed; width: 100%;"><tr><td class=3D"r13-i" style=3D"background-c=
olor: #ffffff;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" role=3D"presentation"><tr><th width=3D"100%" valign=3D"top" cl=
ass=3D"r5-c" style=3D"font-weight: normal;"> <table cellspacing=3D"0" cellp=
adding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6-=
o" style=3D"table-layout: fixed; width: 100%;"><tr><td valign=3D"top" class=
=3D"r7-i" style=3D"padding-left: 15px; padding-right: 15px;"> <table width=
=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presenta=
tion"><tr><td class=3D"r20-c" align=3D"center"> <table cellspacing=3D"0" ce=
llpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"171" class=3D"r=
0-o" style=3D"table-layout: fixed;"><tr><td class=3D"r21-i" style=3D"paddin=
g-bottom: 30px; padding-top: 30px; height: 2px;"> <table width=3D"100%" cel=
lspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td=
><table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" rol=
e=3D"presentation" class=3D"r21-i" height=3D"2" style=3D"border-top-style: =
solid; background-clip: border-box; border-top-color: #073042; border-top-w=
idth: 2px; font-size: 2px; line-height: 2px;"><tr><td height=3D"0" style=3D=
"font-size: 0px; line-height: 0px;">=C2=AD</td> </tr></table></td> </tr></t=
able></td> </tr></table></td> </tr></table></td> </tr></table></th> </tr></=
table></td> </tr></table><table cellspacing=3D"0" cellpadding=3D"0" border=
=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" class=3D"r0-o"=
 style=3D"table-layout: fixed; width: 100%;"><tr><td class=3D"r22-i" style=
=3D"background-color: #073042; padding-bottom: 20px; padding-top: 20px;"> <=
table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=
=3D"presentation"><tr><th width=3D"58.33%" valign=3D"top" class=3D"r5-c" st=
yle=3D"font-weight: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" bo=
rder=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"tab=
le-layout: fixed; width: 100%;"><tr><td valign=3D"top" class=3D"r23-i" styl=
e=3D"padding-left: 15px; padding-right: 15px;"> <table width=3D"100%" cells=
pacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td c=
lass=3D"r24-c nl2go-default-textstyle" align=3D"left" style=3D"color: #1038=
4a; font-family: Roboto; font-size: 14px; word-break: break-word; line-heig=
ht: 1; text-align: left; valign: top;"> <div><p style=3D"margin: 0;"><i>New=
!</i></p></div> </td> </tr><tr><td class=3D"r25-c" align=3D"left"> <table c=
ellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=
=3D"100%" class=3D"r26-o" style=3D"table-layout: fixed; width: 100%;"><tr><=
td align=3D"left" valign=3D"top" class=3D"r27-i nl2go-default-textstyle" st=
yle=3D"color: #10384a; font-family: Roboto; font-size: 14px; word-break: br=
eak-word; line-height: 1; text-align: left;"> <div><h2 class=3D"default-hea=
ding2" style=3D"margin: 0; color: #00a8ca; font-family: Roboto,Arial; font-=
size: 22px; word-break: break-word;"><span style=3D"font-family: vidaloka; =
font-size: 22px;"><strong>Le syndic d=E2=80=99int=C3=A9r=C3=AAt collectif</=
strong></span></h2></div> </td> </tr><tr class=3D"nl2go-responsive-hide"><t=
d height=3D"5" style=3D"font-size: 5px; line-height: 5px;">=C2=AD</td> </tr=
></table></td> </tr><tr><td class=3D"r25-c" align=3D"left"> <table cellspac=
ing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100=
%" class=3D"r28-o" style=3D"table-layout: fixed; width: 100%;"><tr class=3D=
"nl2go-responsive-hide"><td height=3D"5" style=3D"font-size: 5px; line-heig=
ht: 5px;">=C2=AD</td> </tr><tr><td align=3D"left" valign=3D"top" class=3D"r=
29-i nl2go-default-textstyle" style=3D"color: #10384a; font-family: Roboto;=
 font-size: 14px; line-height: 1.5; word-break: break-word; text-align: lef=
t;"> <div><p style=3D"margin: 0;"><span style=3D"color: #ffffff; font-size:=
 14px;">L=E2=80=99article 18-3 de la loi de 1965 pr=C3=A9voit l=E2=80=99agr=
=C3=A9ment des syndics d=E2=80=99int=C3=A9r=C3=AAt collectif pouvant interv=
enir dans les copropri=C3=A9t=C3=A9s dites en difficult=C3=A9s.=C2=A0</span=
></p><p style=3D"margin: 0;"><span style=3D"color: #ffffff; font-size: 14px=
;">Le d=C3=A9cret d=E2=80=99application visant =C3=A0 d=C3=A9finir les cond=
itions d'obtention de l'agr=C3=A9ment de syndic d'int=C3=A9r=C3=AAt collect=
if pr=C3=A9vu ainsi que de la proc=C3=A9dure de contr=C3=B4le et de retrait=
 dudit agr=C3=A9ment est publi=C3=A9.</span></p><p style=3D"margin: 0;"><sp=
an style=3D"color: #ffffff; font-size: 14px;">Un dossier technique doit =C3=
=AAtre pr=C3=A9sent=C3=A9 au repr=C3=A9sentant de l=E2=80=99Etat dans le d=
=C3=A9partement.=C2=A0</span></p><p style=3D"margin: 0;"><span style=3D"col=
or: #ffffff; font-size: 14px;">L=E2=80=99agr=C3=A9ment est valable pour une=
 dur=C3=A9e de 5 ans.</span></p></div> </td> </tr><tr class=3D"nl2go-respon=
sive-hide"><td height=3D"15" style=3D"font-size: 15px; line-height: 15px;">=
=C2=AD</td> </tr></table></td> </tr><tr><td class=3D"r25-c" align=3D"left">=
 <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentati=
on" width=3D"315" class=3D"r30-o" style=3D"table-layout: fixed; width: 315p=
x;"><tr><td height=3D"16" align=3D"center" valign=3D"top" class=3D"r31-i nl=
2go-default-textstyle" style=3D"color: #10384a; font-family: Roboto; font-s=
ize: 14px; line-height: 1.5; word-break: break-word;">  <!--[if mso]> <v:ro=
undrect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"urn:schemas-mi=
crosoft-com:office:word" href=3D"http://r.lyadis.net/mk/cl/f/sh/7nVU1aA2ng7=
ZPHz3A2WUH7XieL9V0HS/_bf2wRT9j95k" style=3D"v-text-anchor:middle; height: 3=
9px; width: 314px;" arcsize=3D"20%" fillcolor=3D"#ffffff" strokecolor=3D"#f=
fffff" strokeweight=3D"1px" data-btn=3D"1" sib_link_id=3D"8" templating=3D"=
n"> <w:anchorlock> </w:anchorlock> <v:textbox inset=3D"0,0,0,0"> <div style=
=3D"display:none;"> <center class=3D"default-button"><span><span style=3D"f=
ont-size:13px;">Voir toutes les modalit=C3=A9s d=E2=80=99agr=C3=A9ment et d=
e contr=C3=B4le=C2=A0</span></span></center> </div> </v:textbox> </v:roundr=
ect> <![endif]-->  <!--[if !mso]><!-- --> <a href=3D"http://r.lyadis.net/mk=
/cl/f/sh/7nVU1aA2ng7ZPHz3A2WUH7XieL9V0HS/_bf2wRT9j95k" class=3D"r32-r defau=
lt-button" target=3D"_blank" data-btn=3D"1" style=3D"font-style: normal; fo=
nt-weight: normal; line-height: 1.15; text-decoration: none; word-break: br=
eak-word; border-style: solid; word-wrap: break-word; display: block; -webk=
it-text-size-adjust: none; background-color: #ffffff; border-color: #666666=
; border-radius: 8px; border-width: 0px; color: #10384a; font-family: Robot=
o; font-size: 14px; height: 16px; mso-hide: all; padding-bottom: 12px; padd=
ing-left: 0px; padding-right: 0px; padding-top: 12px; width: 315px;" sib_li=
nk_id=3D"8" templating=3D"n"> <span><span style=3D"font-size: 13px;">Voir t=
outes les modalit=C3=A9s d=E2=80=99agr=C3=A9ment et de contr=C3=B4le=C2=A0<=
/span></span></a> <!--<![endif]--> </td> </tr></table></td> </tr></table></=
td> </tr></table></th> <th width=3D"41.67%" valign=3D"top" class=3D"r5-c" s=
tyle=3D"font-weight: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" b=
order=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"ta=
ble-layout: fixed; width: 100%;"><tr><td valign=3D"top" class=3D"r7-i" styl=
e=3D"padding-left: 15px; padding-right: 15px;"> <table width=3D"100%" cells=
pacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td c=
lass=3D"r10-c" align=3D"center"> <table cellspacing=3D"0" cellpadding=3D"0"=
 border=3D"0" role=3D"presentation" width=3D"220" class=3D"r33-o" style=3D"=
border-collapse: separate; border-radius: 8px; margin-top: 30px; table-layo=
ut: fixed; width: 220px;"><tr><td class=3D"r34-i" style=3D"border-radius: 8=
px; font-size: 0px; line-height: 0px;"> <img src=3D"https://img.lyadis.net/=
im/sh/Or_9eJCEEQSk.png?u=3D2BpAyz2gMiWnck9h3kX9HsZyZirAPcSFVK" width=3D"220=
" border=3D"0" style=3D"display: block; width: 100%; border-radius: 8px;" s=
ib_img_id=3D"4"></td> </tr></table></td> </tr></table></td> </tr></table></=
th> </tr></table></td> </tr></table><table cellspacing=3D"0" cellpadding=3D=
"0" border=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" clas=
s=3D"r0-o" style=3D"table-layout: fixed; width: 100%;"><tr><td class=3D"r35=
-i" style=3D"background-color: #ffffff; padding-bottom: 30px; padding-top: =
20px;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D=
"0" role=3D"presentation"><tr><th width=3D"41.67%" valign=3D"top" class=3D"=
r5-c" style=3D"font-weight: normal;"> <table cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6-o" sty=
le=3D"table-layout: fixed; width: 100%;"><tr><td valign=3D"top" class=3D"r2=
3-i" style=3D"padding-left: 15px; padding-right: 15px;"> <table width=3D"10=
0%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation">=
<tr><td class=3D"r36-c" align=3D"center" style=3D"border-radius: 8px; font-=
size: 0px; line-height: 0px; padding-top: 50px; valign: top;"> <img src=3D"=
https://img.lyadis.net/im/sh/J7zqVge9RNdW.png?u=3D2BpAyz2gMiWncm2gaFq7r720w=
2fKm7EzRq" width=3D"220" border=3D"0" style=3D"display: block; width: 100%;=
 border-radius: 8px;" sib_img_id=3D"5"></td> </tr></table></td> </tr></tabl=
e></th> <th width=3D"58.33%" valign=3D"top" class=3D"r5-c" style=3D"font-we=
ight: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" rol=
e=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"table-layout: fix=
ed; width: 100%;"><tr><td valign=3D"top" class=3D"r7-i" style=3D"padding-le=
ft: 15px; padding-right: 15px;"> <table width=3D"100%" cellspacing=3D"0" ce=
llpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td class=3D"r24-c n=
l2go-default-textstyle" align=3D"left" style=3D"color: #10384a; font-family=
: Roboto; font-size: 14px; word-break: break-word; line-height: 1; text-ali=
gn: left; valign: top;"> <div><p style=3D"margin: 0;"><span style=3D"color:=
 #ffffff;"><i>New!</i></span></p></div> </td> </tr><tr><td class=3D"r25-c" =
align=3D"left"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" rol=
e=3D"presentation" width=3D"100%" class=3D"r26-o" style=3D"table-layout: fi=
xed; width: 100%;"><tr><td align=3D"left" valign=3D"top" class=3D"r27-i nl2=
go-default-textstyle" style=3D"color: #10384a; font-family: Roboto; font-si=
ze: 14px; word-break: break-word; line-height: 1; text-align: left;"> <div>=
<h2 class=3D"default-heading2" style=3D"margin: 0; color: #00a8ca; font-fam=
ily: Roboto,Arial; font-size: 22px; word-break: break-word;"><strong>=C2=A0=
</strong><span style=3D"font-family: vidaloka;"><strong>Emprunt collectif</=
strong></span></h2></div> </td> </tr><tr class=3D"nl2go-responsive-hide"><t=
d height=3D"5" style=3D"font-size: 5px; line-height: 5px;">=C2=AD</td> </tr=
></table></td> </tr><tr><td class=3D"r25-c" align=3D"left"> <table cellspac=
ing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100=
%" class=3D"r28-o" style=3D"table-layout: fixed; width: 100%;"><tr class=3D=
"nl2go-responsive-hide"><td height=3D"5" style=3D"font-size: 5px; line-heig=
ht: 5px;">=C2=AD</td> </tr><tr><td align=3D"left" valign=3D"top" class=3D"r=
29-i nl2go-default-textstyle" style=3D"color: #10384a; font-family: Roboto;=
 font-size: 14px; line-height: 1.5; word-break: break-word; text-align: lef=
t;"> <div><p style=3D"margin: 0;"><span style=3D"color: #073042;">L=E2=80=
=99emprunt collectif existe depuis plusieurs ann=C3=A9es, mais dans la prat=
ique, il est peu (voir pas) utilis=C3=A9 car les modalit=C3=A9s de recours =
sont complexes, et les offres bancaires quasi-inexistantes.=C2=A0</span></p=
><p style=3D"margin: 0;"><span style=3D"color: #073042;">Un nouveau d=C3=A9=
cret vient d=C3=A9finir les conditions dans lesquelles un syndicat de copro=
pri=C3=A9taires doit fournir =C3=A0 l'=C3=A9tablissement pr=C3=AAteur, lors=
que ce dernier lui en fait la demande, les informations et pi=C3=A8ces just=
ificatives dans le cadre d'une demande de pr=C3=AAt collectif. Ces informat=
ions doivent =C3=AAtre n=C3=A9cessaires, suffisantes et proportionn=C3=A9es=
 pour appr=C3=A9cier la capacit=C3=A9 du syndicat de copropri=C3=A9taires =
=C3=A0 remplir ses obligations.</span></p></div> </td> </tr><tr class=3D"nl=
2go-responsive-hide"><td height=3D"15" style=3D"font-size: 15px; line-heigh=
t: 15px;">=C2=AD</td> </tr></table></td> </tr><tr><td class=3D"r25-c" align=
=3D"left"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"=
presentation" width=3D"316" class=3D"r30-o" style=3D"table-layout: fixed; w=
idth: 316px;"><tr><td height=3D"32" align=3D"center" valign=3D"top" class=
=3D"r31-i nl2go-default-textstyle" style=3D"color: #10384a; font-family: Ro=
boto; font-size: 14px; line-height: 1.5; word-break: break-word;">  <!--[if=
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n:schemas-microsoft-com:office:word" href=3D"http://r.lyadis.net/mk/cl/f/sh=
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mplating=3D"n"> <w:anchorlock> </w:anchorlock> <v:textbox inset=3D"0,0,0,0"=
> <div style=3D"display:none;"> <center class=3D"default-button"><span><spa=
n style=3D"color:#ffffff;">Voir les informations devant =C3=AAtre communiqu=
=C3=A9es=C2=A0</span></span><br><span><span style=3D"color:#ffffff;">=C3=A0=
 l=E2=80=99=C3=A9tablissement bancaire=C2=A0</span></span></center> </div> =
</v:textbox> </v:roundrect> <![endif]-->  <!--[if !mso]><!-- --> <a href=3D=
"http://r.lyadis.net/mk/cl/f/sh/7nVU1aA2ng9SOoUM8bkwJTrWoheHkDy/pKQVcMeVlXD=
A" class=3D"r37-r default-button" target=3D"_blank" data-btn=3D"2" style=3D=
"font-style: normal; font-weight: normal; line-height: 1.15; text-decoratio=
n: none; word-break: break-word; border-style: solid; word-wrap: break-word=
; display: block; -webkit-text-size-adjust: none; background-color: #073042=
; border-color: #666666; border-radius: 8px; border-width: 0px; color: #103=
84a; font-family: Roboto; font-size: 14px; height: 32px; mso-hide: all; pad=
ding-bottom: 12px; padding-left: 0px; padding-right: 0px; padding-top: 12px=
; width: 316px;" sib_link_id=3D"9" templating=3D"n"> <span><span style=3D"c=
olor: #ffffff;">Voir les informations devant =C3=AAtre communiqu=C3=A9es=C2=
=A0</span></span><br><span><span style=3D"color: #ffffff;">=C3=A0 l=E2=80=
=99=C3=A9tablissement bancaire=C2=A0</span></span></a> <!--<![endif]--> </t=
d> </tr></table></td> </tr></table></td> </tr></table></th> </tr></table></=
td> </tr></table><table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" ro=
le=3D"presentation" width=3D"100%" align=3D"center" class=3D"r0-o" style=3D=
"table-layout: fixed; width: 100%;"><tr><td class=3D"r22-i" style=3D"backgr=
ound-color: #073042; padding-bottom: 20px; padding-top: 20px;"> <table widt=
h=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"present=
ation"><tr><th width=3D"33.33%" valign=3D"top" class=3D"r5-c" style=3D"font=
-weight: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
role=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"table-layout: =
fixed; width: 100%;"><tr><td valign=3D"top" class=3D"r23-i" style=3D"paddin=
g-left: 15px; padding-right: 15px;"> <table width=3D"100%" cellspacing=3D"0=
" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td class=3D"r38=
-c" align=3D"center" style=3D"font-size: 0px; line-height: 0px; padding-bot=
tom: 15px; padding-top: 52px; valign: top;"> <img src=3D"https://img.lyadis=
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=3D"169" border=3D"0" style=3D"display: block; width: 100%;" sib_img_id=3D"=
6"></td> </tr></table></td> </tr></table></th> <th width=3D"66.67%" valign=
=3D"top" class=3D"r5-c" style=3D"font-weight: normal;"> <table cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" =
class=3D"r6-o" style=3D"table-layout: fixed; width: 100%;"><tr><td valign=
=3D"top" class=3D"r39-i" style=3D"padding-left: 15px; padding-right: 15px; =
padding-top: 20px;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D=
"0" border=3D"0" role=3D"presentation"><tr><td class=3D"r25-c" align=3D"lef=
t"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"present=
ation" width=3D"100%" class=3D"r40-o" style=3D"table-layout: fixed; width: =
100%;"><tr><td align=3D"left" valign=3D"top" class=3D"r27-i nl2go-default-t=
extstyle" style=3D"color: #10384a; font-family: Roboto; font-size: 14px; wo=
rd-break: break-word; line-height: 1; text-align: left;"> <div><h3 class=3D=
"default-heading3" style=3D"margin: 0; color: #00a8ca; font-family: Roboto,=
Arial; font-size: 20px; word-break: break-word;"><span style=3D"font-family=
: vidaloka;"><strong>Transformation des bureaux et autres b=C3=A2timents en=
 logements</strong></span></h3></div> </td> </tr><tr class=3D"nl2go-respons=
ive-hide"><td height=3D"5" style=3D"font-size: 5px; line-height: 5px;">=C2=
=AD</td> </tr></table></td> </tr><tr><td class=3D"r25-c" align=3D"left"> <t=
able cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"=
 width=3D"100%" class=3D"r41-o" style=3D"table-layout: fixed; width: 100%;"=
><tr><td align=3D"left" valign=3D"top" class=3D"r29-i nl2go-default-textsty=
le" style=3D"color: #10384a; font-family: Roboto; font-size: 14px; line-hei=
ght: 1.5; word-break: break-word; text-align: left;"> <div><p style=3D"marg=
in: 0;"><span style=3D"color: #ffffff;">Nouvelle tentative de cr=C3=A9ation=
 de logements par le gouvernement=C2=A0: comment faciliter la transformatio=
n de bureaux en logements ou comment cr=C3=A9er des logements sans construi=
re=C2=A0?</span></p><p style=3D"margin: 0;"><span style=3D"color: #ffffff;"=
>La loi du 16 juin 2025 pr=C3=A9voit plusieurs pistes=C2=A0:</span></p></di=
v> </td> </tr><tr class=3D"nl2go-responsive-hide"><td height=3D"15" style=
=3D"font-size: 15px; line-height: 15px;">=C2=AD</td> </tr></table></td> </t=
r></table></td> </tr></table></th> </tr></table></td> </tr></table><table c=
ellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=
=3D"100%" align=3D"center" class=3D"r0-o" style=3D"table-layout: fixed; wid=
th: 100%;"><tr><td class=3D"r42-i" style=3D"background-color: #ffffff; padd=
ing-bottom: 5px; padding-top: 20px;"> <table width=3D"100%" cellspacing=3D"=
0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><th width=3D"10=
0%" valign=3D"top" class=3D"r5-c" style=3D"font-weight: normal;"> <table ce=
llspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=
=3D"100%" class=3D"r6-o" style=3D"table-layout: fixed; width: 100%;"><tr><t=
d valign=3D"top" class=3D"r7-i" style=3D"padding-left: 15px; padding-right:=
 15px;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=
=3D"0" role=3D"presentation"><tr><td class=3D"r25-c" align=3D"left"> <table=
 cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" wid=
th=3D"100%" class=3D"r43-o" style=3D"table-layout: fixed; width: 100%;"><tr=
><td class=3D"nl2go-responsive-hide" width=3D"2" style=3D"font-size: 0px; l=
ine-height: 1px; background-color: #aaaaaa;">=C2=AD </td> <td align=3D"left=
" valign=3D"top" class=3D"r44-i nl2go-default-textstyle" style=3D"color: #1=
0384a; font-family: Roboto; font-size: 14px; line-height: 1.5; word-break: =
break-word; padding-bottom: 15px; padding-top: 15px; text-align: left;"> <d=
iv><ul style=3D"margin: 0;"><li style=3D"margin: 0;">Faciliter les autorisa=
tions d=E2=80=99urbanisme pour le changement de destination d=E2=80=99un b=
=C3=A2timent ayant une destination autre que d'habitation en b=C3=A2timent =
=C3=A0 destination principale d'habitation=C2=A0;<br>=C2=A0</li><li style=
=3D"margin: 0;">R=C3=A9duire la majorit=C3=A9 applicable en assembl=C3=A9e =
g=C3=A9n=C3=A9rale de copropri=C3=A9t=C3=A9 pour modifier la destination te=
rtiaires des parties privatives (hors les locaux commerciaux), passant de l=
=E2=80=99unanimit=C3=A9 =C3=A0 la majorit=C3=A9 de l=E2=80=99article 24 (=
=C2=AB=C2=A0Lorsque la modification de la destination de parties privatives=
 =C3=A0 usage autre que d'habitation, =C3=A0 l'exception des locaux commerc=
iaux, en locaux d'habitation contrevient =C3=A0 la destination de l'immeubl=
e, elle est soumise =C3=A0 l'approbation de l'assembl=C3=A9e g=C3=A9n=C3=A9=
rale, qui statue =C3=A0 la majorit=C3=A9 pr=C3=A9vue =C3=A0 l'article 24.=
=C2=A0=C2=BB). La modification de la r=C3=A9partition des charges est =C3=
=A9galement facilit=C3=A9e.</li></ul></div> </td> </tr></table></td> </tr><=
/table></td> </tr></table></th> </tr></table></td> </tr></table><table cell=
spacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D=
"100%" align=3D"center" class=3D"r0-o" style=3D"table-layout: fixed; width:=
 100%;"><tr><td class=3D"r13-i" style=3D"background-color: #ffffff;"> <tabl=
e width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"p=
resentation"><tr><th width=3D"100%" valign=3D"top" class=3D"r5-c" style=3D"=
font-weight: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D=
"0" role=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"table-layo=
ut: fixed; width: 100%;"><tr><td valign=3D"top" class=3D"r7-i" style=3D"pad=
ding-left: 15px; padding-right: 15px;"> <table width=3D"100%" cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td class=
=3D"r15-c nl2go-default-textstyle" align=3D"left" style=3D"color: #10384a; =
font-family: Roboto; font-size: 14px; line-height: 1.5; word-break: break-w=
ord; padding-bottom: 15px; padding-top: 15px; text-align: left; valign: top=
; word-wrap: break-word;"> <div><p style=3D"margin: 0; font-style: normal; =
font-weight: 400; text-decoration-style: initial; text-decoration-thickness=
: initial;">Voir la loi=C2=A0=C2=A0</p><p style=3D"margin: 0; font-style: n=
ormal; font-weight: 400; text-decoration-style: initial; text-decoration-th=
ickness: initial;"><a href=3D"http://r.lyadis.net/mk/cl/f/sh/WCPzyXJTZ6vLwt=
yd0pdMfYGCNkKcrt8k/APYJeEIcGIYT" target=3D"_blank" style=3D"color: #00a8ca;=
 font-style: normal; font-weight: normal; text-decoration: underline;" sib_=
link_id=3D"10" templating=3D"n"><u>https://www.legifrance.gouv.fr/jorf/id/J=
ORFTEXT000051745438</u></a>=C2=A0=C2=A0</p></div> </td> </tr></table></td> =
</tr></table></th> </tr></table></td> </tr></table><table cellspacing=3D"0"=
 cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" align=
=3D"center" class=3D"r0-o" style=3D"table-layout: fixed; width: 100%;"><tr>=
<td class=3D"r13-i" style=3D"background-color: #ffffff;"> <table width=3D"1=
00%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"=
><tr><th width=3D"100%" valign=3D"top" class=3D"r5-c" style=3D"font-weight:=
 normal;"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"=
presentation" width=3D"100%" class=3D"r6-o" style=3D"table-layout: fixed; w=
idth: 100%;"><tr><td valign=3D"top" class=3D"r7-i" style=3D"padding-left: 1=
5px; padding-right: 15px;"> <table width=3D"100%" cellspacing=3D"0" cellpad=
ding=3D"0" border=3D"0" role=3D"presentation"><tr><td class=3D"r19-c" align=
=3D"center" style=3D"font-size: 0px; line-height: 0px; padding-bottom: 15px=
; padding-top: 15px; valign: top;"> <a href=3D"http://r.lyadis.net/mk/cl/f/=
sh/WCPzyXJTZ7390wBtMv72RIPzWXDk7aks/GME_mhI67tjE" target=3D"_blank" style=
=3D"color: #00a8ca; font-style: normal; font-weight: normal; text-decoratio=
n: underline;" sib_link_id=3D"11" templating=3D"n"> <img src=3D"https://img=
.lyadis.net/im/sh/c6pb0fEnBafP.png?u=3D92pJLo34vnrQtbd6SH0cAQx3hP9G7DllGUM"=
 width=3D"570" border=3D"0" style=3D"display: block; width: 100%;" sib_img_=
id=3D"11"></a> </td> </tr></table></td> </tr></table></th> </tr></table></t=
d> </tr></table><table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" rol=
e=3D"presentation" width=3D"100%" align=3D"center" class=3D"r45-o" style=3D=
"table-layout: fixed; width: 100%;"><tr><td class=3D"r46-i" style=3D"backgr=
ound-color: #ffffff; padding-top: 15px;"> <table width=3D"100%" cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><th width=
=3D"50%" valign=3D"top" class=3D"r5-c" style=3D"background-color: #EEEEEE; =
font-weight: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D=
"0" role=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"table-layo=
ut: fixed; width: 100%;"><tr><td valign=3D"top" class=3D"r47-i" style=3D"ba=
ckground-color: #EEEEEE; padding-bottom: 20px; padding-left: 15px; padding-=
right: 15px; padding-top: 20px;"> <table width=3D"100%" cellspacing=3D"0" c=
ellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td class=3D"r25-c"=
 align=3D"left"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" ro=
le=3D"presentation" width=3D"100%" class=3D"r41-o" style=3D"table-layout: f=
ixed; width: 100%;"><tr><td align=3D"center" valign=3D"top" class=3D"r48-i =
nl2go-default-textstyle" style=3D"color: #10384a; font-family: Roboto; font=
-size: 14px; line-height: 1.5; word-break: break-word; text-align: center;"=
> <div><h2 class=3D"default-heading2" style=3D"margin: 0; color: #00a8ca; f=
ont-family: Roboto,Arial; font-size: 22px; word-break: break-word;">Taux d'=
int=C3=A9r=C3=AAt l=C3=A9gal</h2></div> </td> </tr><tr class=3D"nl2go-respo=
nsive-hide"><td height=3D"15" style=3D"font-size: 15px; line-height: 15px;"=
>=C2=AD</td> </tr></table></td> </tr><tr><td class=3D"r49-c nl2go-default-t=
extstyle" align=3D"left" style=3D"color: #10384a; font-family: Roboto; font=
-size: 14px; line-height: 1.5; word-break: break-word; text-align: left; va=
lign: top;"> <div><p style=3D"margin: 0;">Pour le second semestre 2025, le =
taux de l'int=C3=A9r=C3=AAt l=C3=A9gal est fix=C3=A9 :=C2=A0<br>1=C2=B0 Pou=
r les cr=C3=A9ances des personnes physiques n'agissant pas pour des besoins=
 professionnels : =C3=A0 6,65=E2=80=AF% ;=C2=A0<br>2=C2=B0 Pour tous les au=
tres cas : =C3=A0 2,76 %.=C2=A0</p><p style=3D"margin: 0;">=C2=A0</p><p sty=
le=3D"margin: 0;">Source : <a href=3D"http://r.lyadis.net/mk/cl/f/sh/WCPzyX=
JTZ7Aw4yP9j0aiD2ZmfK6rNIN0/eqP9zaUH-ZkS" target=3D"_blank" style=3D"color: =
#00a8ca; font-style: normal; font-weight: normal; text-decoration: underlin=
e;" sib_link_id=3D"12" templating=3D"n"><u>Arr=C3=AAt=C3=A9 du 19 juin 2025=
 relatif =C3=A0 la fixation du taux de l'int=C3=A9r=C3=AAt l=C3=A9gal - L=
=C3=A9gifrance</u></a></p><p style=3D"margin: 0;">=C2=A0</p></div> </td> </=
tr></table></td> </tr></table></th> <th width=3D"50%" valign=3D"top" class=
=3D"r5-c" style=3D"background-color: #073042; font-weight: normal;"> <table=
 cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" wid=
th=3D"100%" class=3D"r6-o" style=3D"table-layout: fixed; width: 100%;"><tr>=
<td valign=3D"top" class=3D"r50-i" style=3D"background-color: #073042; padd=
ing-bottom: 20px; padding-left: 15px; padding-right: 15px; padding-top: 20p=
x;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0"=
 role=3D"presentation"><tr><td class=3D"r25-c" align=3D"left"> <table cells=
pacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"=
100%" class=3D"r41-o" style=3D"table-layout: fixed; width: 100%;"><tr><td a=
lign=3D"center" valign=3D"top" class=3D"r48-i nl2go-default-textstyle" styl=
e=3D"color: #10384a; font-family: Roboto; font-size: 14px; line-height: 1.5=
; word-break: break-word; text-align: center;"> <div><h2 class=3D"default-h=
eading2" style=3D"margin: 0; color: #00a8ca; font-family: Roboto,Arial; fon=
t-size: 22px; word-break: break-word;"><span style=3D"color: #ffffff;">Indi=
ces de r=C3=A9vision=C2=A0</span></h2><h2 class=3D"default-heading2" style=
=3D"margin: 0; color: #00a8ca; font-family: Roboto,Arial; font-size: 22px; =
word-break: break-word;"><span style=3D"color: #ffffff;">des loyers</span><=
/h2></div> </td> </tr><tr class=3D"nl2go-responsive-hide"><td height=3D"15"=
 style=3D"font-size: 15px; line-height: 15px;">=C2=AD</td> </tr></table></t=
d> </tr><tr><td class=3D"r49-c nl2go-default-textstyle" align=3D"left" styl=
e=3D"color: #10384a; font-family: Roboto; font-size: 14px; line-height: 1.5=
; word-break: break-word; text-align: left; valign: top;"> <div><p style=3D=
"margin: 0;"><span style=3D"color: #ffffff;">L=E2=80=99ILAT, l=E2=80=99ICC =
et l=E2=80=99ILC sont fix=C3=A9s pour le 1e trimestre 2025.=C2=A0</span></p=
><p style=3D"margin: 0;">=C2=A0</p><p style=3D"margin: 0; font-style: norma=
l; font-weight: 400; text-decoration-style: initial; text-decoration-thickn=
ess: initial;"><span style=3D"color: #ffffff;">Retrouvez l=E2=80=99=C3=A9vo=
lution des indices=E2=80=AF:</span> <a href=3D"http://r.lyadis.net/mk/cl/f/=
sh/WCPzyXJTZ7Ij90cQ564NymjZo6zyczz8/vGrSdlhAbx4H" target=3D"_blank" style=
=3D"color: #00a8ca; font-style: normal; font-weight: normal; text-decoratio=
n: underline;" sib_link_id=3D"13" templating=3D"n"><u>Indices des loyers (I=
RL, ICC, ILAT, ILC) - Lyadis</u></a>=C2=A0=C2=A0</p></div> </td> </tr></tab=
le></td> </tr></table></th> </tr></table></td> </tr></table><table cellspac=
ing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100=
%" align=3D"center" class=3D"r0-o" style=3D"table-layout: fixed; width: 100=
%;"><tr><td class=3D"r11-i" style=3D"background-color: #ffffff; padding-bot=
tom: 20px; padding-top: 20px;"> <table width=3D"100%" cellspacing=3D"0" cel=
lpadding=3D"0" border=3D"0" role=3D"presentation"><tr><th width=3D"100%" va=
lign=3D"top" class=3D"r5-c" style=3D"font-weight: normal;"> <table cellspac=
ing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100=
%" class=3D"r6-o" style=3D"table-layout: fixed; width: 100%;"><tr><td valig=
n=3D"top" class=3D"r23-i" style=3D"padding-left: 15px; padding-right: 15px;=
"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" r=
ole=3D"presentation"><tr><td class=3D"r25-c" align=3D"left"> <table cellspa=
cing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"10=
0%" class=3D"r26-o" style=3D"table-layout: fixed; width: 100%;"><tr><td ali=
gn=3D"left" valign=3D"top" class=3D"r27-i nl2go-default-textstyle" style=3D=
"color: #10384a; font-family: Roboto; font-size: 14px; word-break: break-wo=
rd; line-height: 1; text-align: left;"> <div><h2 class=3D"default-heading2"=
 style=3D"margin: 0; color: #00a8ca; font-family: Roboto,Arial; font-size: =
22px; word-break: break-word;"><strong>Loyer 1948=C2=A0</strong></h2></div>=
 </td> </tr><tr class=3D"nl2go-responsive-hide"><td height=3D"5" style=3D"f=
ont-size: 5px; line-height: 5px;">=C2=AD</td> </tr></table></td> </tr><tr><=
td class=3D"r25-c" align=3D"left"> <table cellspacing=3D"0" cellpadding=3D"=
0" border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r28-o" style=
=3D"table-layout: fixed; width: 100%;"><tr class=3D"nl2go-responsive-hide">=
<td height=3D"5" style=3D"font-size: 5px; line-height: 5px;">=C2=AD</td> </=
tr><tr><td align=3D"left" valign=3D"top" class=3D"r29-i nl2go-default-texts=
tyle" style=3D"color: #10384a; font-family: Roboto; font-size: 14px; line-h=
eight: 1.5; word-break: break-word; text-align: left;"> <div><p style=3D"ma=
rgin: 0; font-style: normal; font-weight: 400; text-decoration-style: initi=
al; text-decoration-thickness: initial;">Les augmentations des loyers des l=
ocaux d'habitation r=C3=A9gis par la loi du 1er=E2=80=AFseptembre 1948 inte=
rviennent chaque ann=C3=A9e au 1e juillet, et sont d=C3=A9termin=C3=A9es pa=
r d=C3=A9cret.=C2=A0=C2=A0</p><p style=3D"margin: 0; font-style: normal; fo=
nt-weight: 400; text-decoration-style: initial; text-decoration-thickness: =
initial;">Ce d=C3=A9cret majore les prix de base au m=C3=A8tre carr=C3=A9 p=
ermettant de d=C3=A9terminer la valeur locative r=C3=A9sultant du produit d=
e la surface corrig=C3=A9e par le prix de base au m=C3=A8tre carr=C3=A9 de =
chacune des cat=C3=A9gories. La surface corrig=C3=A9e est obtenue en affect=
ant la superficie des pi=C3=A8ces habitables et celles des autres parties d=
u logement de correctifs afin qu'il soit tenu compte, notamment, de la haut=
eur sous-plafond, de l'=C3=A9clairement, de l'ensoleillement et des vues de=
 chacune des pi=C3=A8ces habitables ainsi que des caract=C3=A9ristiques par=
ticuli=C3=A8res des autres parties du local.=C2=A0</p><p style=3D"margin: 0=
; font-style: normal; font-weight: 400; text-decoration-style: initial; tex=
t-decoration-thickness: initial;">=C2=A0</p><p style=3D"margin: 0; font-sty=
le: normal; font-weight: 400; text-decoration-style: initial; text-decorati=
on-thickness: initial;">Voir les valeurs locatives mensuelles=C2=A0=C2=A0</=
p><p style=3D"margin: 0; font-style: normal; font-weight: 400; text-decorat=
ion-style: initial; text-decoration-thickness: initial;"><a href=3D"http://=
r.lyadis.net/mk/cl/f/sh/WCPzyXJTZ7QWD2pgRBY3kWtMwtt5shbG/WdMLAeU8FCVE" targ=
et=3D"_blank" style=3D"color: #00a8ca; font-style: normal; font-weight: nor=
mal; text-decoration: underline;" sib_link_id=3D"14" templating=3D"n"><u>D=
=C3=A9cret n=C2=B0 2025-592 du 27 juin 2025 modifiant le d=C3=A9cret n=C2=
=B0 48-1881 du 10 d=C3=A9cembre 1948 d=C3=A9terminant les prix de base au m=
=C3=A8tre carr=C3=A9 des locaux d'habitation ou =C3=A0 usage professionnel =
- L=C3=A9gifrance</u></a>=C2=A0</p></div> </td> </tr><tr class=3D"nl2go-res=
ponsive-hide"><td height=3D"15" style=3D"font-size: 15px; line-height: 15px=
;">=C2=AD</td> </tr></table></td> </tr></table></td> </tr></table></th> </t=
r></table></td> </tr></table><table cellspacing=3D"0" cellpadding=3D"0" bor=
der=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" class=3D"r0=
-o" style=3D"table-layout: fixed; width: 100%;"><tr><td class=3D"r52-i" sty=
le=3D"background-color: #e5f2f8; padding-bottom: 20px; padding-top: 20px;">=
 <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" rol=
e=3D"presentation"><tr><th width=3D"50%" valign=3D"middle" class=3D"r53-c" =
style=3D"font-weight: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"t=
able-layout: fixed; width: 100%;"><tr><td valign=3D"top" class=3D"r7-i" sty=
le=3D"padding-left: 15px; padding-right: 15px;"> <table width=3D"100%" cell=
spacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td =
class=3D"r54-c" align=3D"center" style=3D"font-size: 0px; line-height: 0px;=
 valign: top;"> <a href=3D"http://r.lyadis.net/mk/cl/f/sh/WCPzyXJTZ7YJH52wn=
H1jWH3A5gmD8PDO/kLB_XvQL2i85" target=3D"_blank" style=3D"color: #00a8ca; fo=
nt-style: normal; font-weight: normal; text-decoration: underline;" sib_lin=
k_id=3D"15" templating=3D"n"> <img src=3D"https://img.lyadis.net/im/sh/NllZ=
egmlPT8I.jpg?u=3D2BpAyz2gMiWncrhf9ll3YoO8105prbbDHO" width=3D"270" title=3D=
"formations lyadis" border=3D"0" style=3D"display: block; width: 100%;" sib=
_img_id=3D"8"></a> </td> </tr></table></td> </tr></table></th> <th width=3D=
"50%" valign=3D"middle" class=3D"r53-c" style=3D"font-weight: normal;"> <ta=
ble cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" =
width=3D"100%" class=3D"r6-o" style=3D"table-layout: fixed; width: 100%;"><=
tr><td valign=3D"top" class=3D"r7-i" style=3D"padding-left: 15px; padding-r=
ight: 15px;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" bor=
der=3D"0" role=3D"presentation"><tr><td class=3D"r15-c nl2go-default-textst=
yle" align=3D"left" style=3D"color: #10384a; font-family: Roboto; font-size=
: 14px; line-height: 1.5; word-break: break-word; padding-bottom: 15px; pad=
ding-top: 15px; text-align: left; valign: top;"> <div><p style=3D"margin: 0=
;">=F0=9F=93=9E <a href=3D"tel:+33481656312" target=3D"_blank" style=3D"col=
or: #00a8ca; font-style: normal; font-weight: normal; text-decoration: unde=
rline;">04 81 65 63 12</a></p><p style=3D"margin: 0;"><br>=F0=9F=93=AB <a h=
ref=3D"mailto:info@lyadis-immobilier.com?subject=3DDemande%20d'informations=
%20LYADIS%20Immobilier" target=3D"_blank" style=3D"color: #00a8ca; font-sty=
le: normal; font-weight: normal; text-decoration: underline;">info@lyadis-i=
mmobilier.com</a></p></div> </td> </tr></table></td> </tr></table></th> </t=
r></table></td> </tr></table><table cellspacing=3D"0" cellpadding=3D"0" bor=
der=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" class=3D"r0=
-o" style=3D"background-color: #ffffff; table-layout: fixed; width: 100%;">=
<tr><th width=3D"100%" valign=3D"middle" class=3D"r53-c" style=3D"font-weig=
ht: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=
=3D"presentation" width=3D"600" align=3D"center" class=3D"r55-o" style=3D"t=
able-layout: fixed; width: 600px;"><tr><td class=3D"r56-i" style=3D"font-si=
ze: 0px; line-height: 0px;"> <img src=3D"https://img.lyadis.net/im/sh/i5Zkm=
uDqCdMo.jpg?u=3D2BpAyz2gMiWnctaegH4282qANJu0E6NxDu" width=3D"600" border=3D=
"0" style=3D"display: block; width: 100%;" sib_img_id=3D"9"></td> </tr></ta=
ble></th> </tr></table><table cellspacing=3D"0" cellpadding=3D"0" border=3D=
"0" role=3D"presentation" width=3D"100%" align=3D"center" class=3D"r57-o" s=
tyle=3D"background-color: #e5f2f8; background-image: url('https://img.maili=
nblue.com/2574262/images/content_library/original/628d094bad1826638335531b.=
jpg'); background-position: center; background-repeat: no-repeat; backgroun=
d-size: auto; font-size: 0; table-layout: fixed; width: 100%;"><tr><td clas=
s=3D"r58-i" style=3D"padding-bottom: 20px; padding-top: 10px;"> <table widt=
h=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"present=
ation"><tr><th width=3D"100%" valign=3D"middle" class=3D"r53-c" style=3D"fo=
nt-weight: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0=
" role=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"table-layout=
: fixed; width: 100%;"><tr><td valign=3D"top" class=3D"r7-i" style=3D"paddi=
ng-left: 15px; padding-right: 15px;"> <table width=3D"100%" cellspacing=3D"=
0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td class=3D"r5=
9-c nl2go-default-textstyle" align=3D"center" style=3D"color: #10384a; font=
-family: Roboto; font-size: 14px; word-break: break-word; line-height: 1.15=
; padding-bottom: 10px; text-align: center; valign: top;"> <div><p style=3D=
"margin: 0;">LYADIS</p><p style=3D"margin: 0;"><span style=3D"font-size: 11=
px;">20 Boulevard Eug=C3=A8ne Deruelle, Lyon 69003</span></p></div> </td> <=
/tr><tr><td class=3D"r25-c" align=3D"left"> <table cellspacing=3D"0" cellpa=
dding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r60-=
o" style=3D"table-layout: fixed; width: 100%;"><tr><td align=3D"center" val=
ign=3D"top" class=3D"r61-i nl2go-default-textstyle" style=3D"word-break: br=
eak-word; color: #686869; font-family: Roboto; font-size: 15px; line-height=
: 1.15; text-align: center;"> <div><p style=3D"margin: 0;"><span style=3D"f=
ont-size: 11px;">=C2=A0LYADIS est une soci=C3=A9t=C3=A9 sp=C3=A9cialis=C3=
=A9e en Conseil, Service et Prestation dans le domaine de la Formation Digi=
tale. Vous avez re=C3=A7u cet email car vous =C3=AAtes inscrit sur LYADIS.<=
/span></p><p style=3D"margin: 0;"><span style=3D"font-size: 11px;">Vous pou=
vez </span><a href=3D"http://r.lyadis.net/mk/up/sh/7nVTPdhloEl2CVUkYYCMR3w8=
QXJXw38/w8zoklDshn-S" target=3D"_blank" style=3D"color: #00a8ca; font-style=
: normal; font-weight: normal; text-decoration: underline;"><span style=3D"=
font-size: 11px;">mettre =C3=A0 jour vos pr=C3=A9f=C3=A9rences</span></a><s=
pan style=3D"font-size: 11px;"> ou </span><a href=3D"http://r.lyadis.net/mk=
/un/v2/sh/7nVTPdbLJ2bPbgCPMLFz7kgqjESKbCM/s9UgGThWc-am" target=3D"_blank" s=
tyle=3D"color: #00a8ca; font-style: normal; font-weight: normal; text-decor=
ation: underline;"><span style=3D"font-size: 11px;">vous d=C3=A9sinscrire</=
span></a><span style=3D"font-size: 11px;">.</span></p><p style=3D"margin: 0=
;">=C2=A0</p><p style=3D"margin: 0;"><span style=3D"font-size: 11px;">=C2=
=A9 2025 LYADIS</span></p><p style=3D"margin: 0;">=C2=A0</p><p style=3D"mar=
gin: 0;"><a href=3D"http://r.lyadis.net/mk/cl/f/sh/WCPzyXJTZ7g6L7GD9MVPI1Cx=
ETfKO6pW/k-_lWQFNDzCu" target=3D"_blank" style=3D"color: #00a8ca; font-styl=
e: normal; font-weight: normal; text-decoration: underline;" sib_link_id=3D=
"16" templating=3D"n"><span style=3D"font-size: 11px;">Nous contacter</span=
></a><span style=3D"font-size: 11px;"> - </span><a href=3D"http://r.lyadis.=
net/mk/cl/f/sh/WCPzyXJTZ7ntP9TTVRz53lMkNGYRdoRe/JF77AkrmkM4v" target=3D"_bl=
ank" style=3D"color: #00a8ca; font-style: normal; font-weight: normal; text=
-decoration: underline;" sib_link_id=3D"17" templating=3D"n"><span style=3D=
"font-size: 11px;">Mentions l=C3=A9gales et politique de confidentialit=C3=
=A9</span></a></p></div> </td> </tr></table></td> </tr></table></td> </tr><=
/table></th> </tr></table></td> </tr></table></td> </tr></table></td> </tr>=
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